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Should I buy a geothermal heat pump large enough to heat with no supplemental heat?

Your contractor should provide a heating and cooling load calculation (heat loss, heat gain) to guide yoru equipment selection. Geothermal heat pumps typically are sized to meet your cooling requirements. Depending on your heating needs, a geothermal heat pump will supply 80-100 percent of your design heating load. Sizing the heat pump to handle your entire heating needs may result in slightly lower heating costs, but the savings may not offset the added cost of the larger heat pump unit and larger loop installation. Also, an oversized unit can cause dehumidification problems in the cooling mode, resulting in a loss of summer comfort.